@import "https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&display=swap";:root{--forest-dark:#1a6b3c;--forest-mid:#22883f;--forest-light:#2caf52;--lime-bold:#b8e04a;--lime-soft:#d4f06a;--ink-black:#111;--off-white:#f8f8f3;--surface-grey:#edefea;--loss-red:#c0392b;--gain-green:#1f8a3c;--primary:var(--ink-black);--bg-color:var(--off-white);--text-color:var(--ink-black);--text-secondary:#4b5563;--accent:var(--forest-dark);--accent-gradient:linear-gradient(135deg, var(--forest-light) 0%, var(--forest-dark) 100%);--card-bg:#fff;--card-border:var(--surface-grey);--border-radius:16px;--font-family:"Inter", -apple-system, sans-serif;--bg-glow-color:var(--lime-soft);--clay-shadow:0 8px 24px #0000000f, inset 0 2px 4px #fffc, inset 0 -2px 4px #00000008;--clay-shadow-hover:0 12px 32px #0000001a, inset 0 2px 4px #fffc, inset 0 -2px 4px #00000008}*{box-sizing:border-box;margin:0;padding:0}body{font-family:var(--font-family);background-color:var(--bg-color);color:var(--text-color);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;line-height:1.5;overflow-x:hidden}input,button,select,textarea{font-family:inherit}.bg-glow{background:var(--bg-glow-color);filter:blur(150px);opacity:.6;z-index:-1;pointer-events:none;border-radius:50%;width:600px;height:600px;position:absolute}.bg-glow.top-left{top:-200px;left:-200px}.bg-glow.bottom-right{bottom:-200px;right:-200px}.brand-text{letter-spacing:.05em;font-family:Bebas Neue,sans-serif;font-weight:700}a{color:var(--text-secondary);text-decoration:none;transition:color .2s}a:hover{color:var(--text-color)}h1,h2,h3,h4{letter-spacing:-.03em;color:var(--text-color);font-weight:700}h1{margin-bottom:24px;font-size:clamp(3.5rem,8vw,5.5rem);line-height:1.05}h2{font-size:clamp(2.5rem,5vw,3.5rem);line-height:1.1}p{color:var(--text-secondary);font-size:1.125rem}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes fadeInUp{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}.animate-fade-in-up{opacity:0;animation:.8s cubic-bezier(.2,.8,.2,1) forwards fadeInUp}.delay-1{animation-delay:.1s}.delay-2{animation-delay:.2s}.delay-3{animation-delay:.3s}.header-fade{background:linear-gradient(to bottom, var(--bg-color) 0%, var(--bg-color) 60px, color-mix(in srgb, var(--bg-color) 90%, transparent) 90px, transparent 100%);z-index:45;pointer-events:none;height:140px;position:fixed;top:0;left:0;right:0}.utility-strip{background:var(--forest-dark);color:#fff;z-index:55;justify-content:space-between;align-items:center;width:100%;padding:6px 24px;font-size:.75rem;font-weight:500;display:flex;position:fixed;top:0;left:0}.utility-strip a{color:var(--lime-soft);margin-left:12px}.nav-container{-webkit-backdrop-filter:blur(20px);z-index:50;background:#fffc;border:1px solid #0000000d;border-radius:9999px;justify-content:space-between;align-items:center;width:calc(100% - 48px);max-width:1000px;height:64px;padding:0 24px;display:flex;position:fixed;top:36px;left:50%;transform:translate(-50%)}.nav-logo-img{width:auto;height:50.4px;margin-top:2px}.nav-links{align-items:center;gap:32px;font-size:.875rem;font-weight:500;display:flex}.nav-btn{background:var(--primary)!important;color:var(--bg-color)!important;padding:10px 20px!important;font-size:.875rem!important}.nav-login-btn{border-radius:9999px;justify-content:center;align-items:center;font-weight:600;transition:all .2s;display:inline-flex;color:var(--primary)!important;border:1.5px solid var(--primary)!important;background:0 0!important;padding:8px 18px!important;font-size:.875rem!important}.nav-login-btn:hover{transform:translateY(-1px);background:#0000000d!important}.mobile-nav-controls,.hamburger-btn,.mobile-menu-backdrop,.mobile-menu-drawer{display:none}.button{background:var(--forest-dark);cursor:pointer;border:none;border-radius:9999px;justify-content:center;align-items:center;gap:8px;padding:12px 24px;font-size:1rem;font-weight:600;text-decoration:none;transition:transform .2s,box-shadow .2s,background-color .2s,color .2s;display:inline-flex;box-shadow:0 4px 12px #1a6b3c33,inset 0 2px 4px #fff3,inset 0 -2px 4px #00000026;color:#fff!important}.button:hover,a.button:hover{background:var(--forest-mid);transform:translateY(-2px);box-shadow:0 8px 24px #1a6b3c59,inset 0 2px 4px #ffffff40,inset 0 -2px 4px #00000026;color:#fff!important}.button:active,a.button:active{transform:translateY(0)}.button svg,a.button svg{transition:transform .2s}.button:hover svg,a.button:hover svg{transform:translate(4px)}.button-primary{background:var(--ink-black);box-shadow:0 4px 12px #0003,inset 0 2px 4px #fff3,inset 0 -2px 4px #00000026;color:#fff!important}.button-primary:hover{background:#222;transform:translateY(-2px);box-shadow:0 6px 16px #0000004d,inset 0 2px 4px #ffffff4d,inset 0 -2px 4px #00000026;color:#fff!important}.button-secondary{background:var(--lime-soft);box-shadow:0 4px 12px #b8e04a4d,inset 0 2px 4px #fff9,inset 0 -2px 4px #0000000d;color:var(--ink-black)!important}.button-secondary:hover{background:var(--lime-bold);transform:translateY(-2px);box-shadow:0 6px 16px #b8e04a66,inset 0 2px 4px #fff9,inset 0 -2px 4px #0000000d;color:var(--ink-black)!important}.button-white{background:#fff;box-shadow:0 4px 12px #0000001a,inset 0 2px 4px #fffc,inset 0 -2px 4px #0000000d;color:var(--ink-black)!important}.button-white:hover{background:#f8f8f8;transform:translateY(-2px);box-shadow:0 6px 16px #00000026,inset 0 2px 4px #fffc,inset 0 -2px 4px #0000000d;color:var(--ink-black)!important}.hero-section{max-width:1200px;margin:0 auto;padding:140px 24px 60px;position:relative}.hero-title{letter-spacing:-.03em;margin-bottom:16px;font-size:clamp(2.5rem,5vw,4rem);font-weight:700;line-height:1.1}.hero-dense-grid{grid-template-columns:1fr 400px;align-items:center;gap:48px;display:grid}.hero-checklist{flex-direction:column;gap:12px;margin:24px 0 32px;list-style:none;display:flex}.hero-checklist li{color:var(--text-color);align-items:center;gap:12px;font-size:1.1rem;font-weight:500;display:flex}.hero-checklist-icon{color:var(--forest-dark);background:var(--lime-soft);border-radius:50%;padding:4px}.hero-lead-card{background:var(--card-bg);border-radius:var(--border-radius);box-shadow:var(--clay-shadow);text-align:center;padding:32px}.hero-lead-card h3{margin-bottom:8px;font-size:1.5rem}.cta-box{display:none}.cta-gradient-card{background:linear-gradient(to right, var(--forest-dark) 0%, var(--lime-soft) 100%);text-align:center;color:#fff;border-radius:24px;margin-top:40px;padding:80px 40px;position:relative;overflow:hidden;box-shadow:0 32px 64px -16px #1a6b3c80,inset 0 4px 12px #ffffff80,inset 0 -4px 12px #0000001a}.cta-gradient-card h2{color:#fff;text-shadow:0 2px 4px #0000001a;margin-bottom:16px;font-size:3rem}.cta-gradient-card p{color:#fff;opacity:.9;margin-bottom:40px;font-size:1.25rem}.trust-strip{background:var(--surface-grey);border-radius:12px;justify-content:space-between;margin-top:40px;padding:20px 40px;display:flex}.trust-badge{align-items:center;gap:12px;font-size:.9rem;font-weight:600;display:flex}.trust-badge svg{color:var(--forest-dark)}.quick-actions-section{max-width:1200px;margin:0 auto;padding:60px 24px}.quick-actions-grid{grid-template-columns:repeat(5,1fr);gap:16px;margin-top:24px;display:grid}@media (width<=1024px){.quick-actions-grid{grid-template-columns:repeat(3,1fr)}}@media (width<=640px){.quick-actions-grid{grid-template-columns:repeat(2,1fr)}}.action-item{background:var(--card-bg);border-radius:var(--border-radius);text-align:center;box-shadow:var(--clay-shadow);cursor:pointer;color:var(--text-color);flex-direction:column;align-items:center;gap:12px;padding:20px 12px;font-size:.95rem;font-weight:600;text-decoration:none;transition:transform .2s,box-shadow .2s;display:flex}.action-item:hover{box-shadow:var(--clay-shadow-hover);color:var(--forest-dark);transform:translateY(-3px)}.action-icon{background:var(--off-white);color:var(--forest-dark);border-radius:50%;padding:12px;box-shadow:inset 2px 2px 6px #0000000a}.top-funds-section{max-width:1200px;margin:0 auto;padding:60px 24px}.funds-list{flex-direction:column;gap:16px;margin-top:24px;display:flex}.fund-item{background:var(--card-bg);border-radius:var(--border-radius);box-shadow:var(--clay-shadow);border-left:6px solid #0000;justify-content:space-between;align-items:center;padding:20px 24px;display:flex}.fund-item.risk-high{border-left-color:#f97316}.fund-item.risk-med-high{border-left-color:#f59e0b}.fund-item.risk-med{border-left-color:#10b981}.fund-info h4{margin-bottom:6px;font-size:1.15rem}.fund-info p{color:var(--text-secondary);font-size:.85rem;font-weight:500}.fund-returns{text-align:right}.fund-returns .return-val{color:var(--gain-green);font-size:1.75rem;font-weight:700}.fund-returns .return-lbl{color:var(--text-secondary);font-size:.8rem;font-weight:500}.fund-disclaimer{color:var(--text-secondary);margin-top:16px;font-size:.8rem;font-style:italic}.features-section{max-width:1200px;margin:0 auto;padding:60px 24px}.bento-grid{grid-template-columns:repeat(4,1fr);gap:16px;margin-top:32px;display:grid}.bento-card{background:var(--card-bg);border-radius:var(--border-radius);box-shadow:var(--clay-shadow);border:none;flex-direction:column;padding:32px 24px;transition:transform .3s,box-shadow .3s;display:flex;position:relative;overflow:hidden}.bento-card:hover{box-shadow:var(--clay-shadow-hover);transform:translateY(-3px)}.bento-card.large{background:var(--card-bg)}.bento-card.wide{grid-column:span 2}.bento-icon{background:var(--off-white);width:fit-content;color:var(--forest-dark);border-radius:12px;margin-bottom:20px;padding:12px;box-shadow:inset 2px 2px 6px #0000000a}.bento-card h3{margin-bottom:12px;font-size:1.25rem}.bento-card p{font-size:.95rem;line-height:1.5}.bento-card.large h3{font-size:2.5rem}.bento-card.large p{max-width:400px;font-size:1.25rem}.cta-section{text-align:center;margin-bottom:60px;padding:120px 24px}.cta-box{background:var(--accent-gradient);border:1px solid #ffffff4d;border-radius:32px;max-width:1000px;margin:0 auto;padding:80px 40px;position:relative;overflow:hidden;box-shadow:0 25px 50px -12px #1a6b3c66,inset 0 4px 12px #ffffff73,inset 0 -6px 12px #00000040}.cta-box h2{color:var(--bg-color);margin-bottom:24px}.cta-box p{color:#000000b3;margin-bottom:40px;font-size:1.25rem;font-weight:500}.cta-box .button{background:var(--bg-color);color:var(--text-color);box-shadow:0 10px 25px #0000001a}.cta-box .button:hover{box-shadow:0 15px 35px #0003;color:var(--text-color)!important}.footer{border-top:1px solid var(--card-border);background:var(--bg-color);padding:80px 24px 40px}.footer-content{max-width:1200px;margin:0 auto}.footer-grid{grid-template-columns:2fr 1fr 1fr;gap:64px;margin-bottom:80px;display:grid}.footer-brand p{max-width:320px;margin-top:24px;font-size:1rem}.footer-logo-img{width:auto;height:42px}.footer-col h3{color:var(--primary);margin-bottom:24px;font-size:1rem;font-weight:600}.footer-col a{margin-bottom:16px;font-size:1rem;display:block}.social-links{align-items:center;gap:16px;display:flex}.social-links a{background:var(--card-bg);border:1px solid var(--card-border);width:40px;height:40px;color:var(--primary);border-radius:12px;justify-content:center;align-items:center;margin-bottom:0;transition:all .2s;display:flex}.social-links a:hover{background:var(--accent);color:var(--bg-color);border-color:var(--accent);transform:translateY(-2px)}.footer-bottom{border-top:1px solid var(--card-border);justify-content:space-between;align-items:center;padding-top:32px;font-size:.875rem;display:flex}.page-container{max-width:800px;margin:0 auto;padding:160px 24px 80px}.page-container.calc-page-wrapper{padding:132px 24px 60px}.page-container h1{margin-bottom:16px;font-size:3.5rem}.page-date{color:var(--accent);margin-bottom:64px;font-size:1rem;font-weight:500}.legal-content h2{margin-top:56px;margin-bottom:24px;font-size:1.75rem}.legal-content p{margin-bottom:24px;font-size:1.125rem;line-height:1.7}.legal-content ul{color:var(--text-secondary);margin-bottom:32px;margin-left:24px;font-size:1.125rem;line-height:1.7}.legal-content li{margin-bottom:12px}@media (width<=900px){.bento-grid{grid-template-columns:1fr}.bento-card.large,.bento-card.wide{grid-area:auto/span 1}.footer-grid{grid-template-columns:1fr;gap:40px}}@media (width<=768px){.header-fade{background:linear-gradient(to bottom, var(--bg-color) 0%, var(--bg-color) 12px, color-mix(in srgb, var(--bg-color) 90%, transparent) 40px, transparent 100%);height:90px}.nav-container{width:auto;height:56px;padding:0 16px;top:12px;left:12px;right:12px;transform:none}.nav-logo-img{height:39.6px}.desktop-nav-links{display:none!important}.mobile-nav-controls{align-items:center;gap:8px;display:flex}.mobile-nav-login{border-radius:9999px;font-weight:600;background:var(--primary)!important;color:var(--bg-color)!important;border:none!important;padding:8px 16px!important;font-size:.82rem!important}.hamburger-btn{cursor:pointer;width:40px;height:40px;color:var(--text-color);background:#0000000d;border:none;border-radius:50%;justify-content:center;align-items:center;transition:all .2s;display:flex}.hamburger-btn:hover{background:#0000001a}.hamburger-btn:active{transform:scale(.92)}.mobile-menu-backdrop{-webkit-backdrop-filter:blur(4px);z-index:48;background:#11182773;animation:.2s ease-out fadeIn;display:block;position:fixed;inset:0}.mobile-menu-drawer{-webkit-backdrop-filter:blur(24px);z-index:49;opacity:0;pointer-events:none;background:#fffffffa;border:1px solid #00000014;border-radius:24px;flex-direction:column;max-height:calc(100vh - 92px);padding:22px 18px;transition:transform .25s cubic-bezier(.16,1,.3,1),opacity .2s;display:flex;position:fixed;top:76px;left:12px;right:12px;overflow-y:auto;transform:translateY(-16px)scale(.98);box-shadow:0 20px 48px -10px #0003,inset 0 1px 1px #fffc}.mobile-menu-drawer.open{opacity:1;pointer-events:auto;transform:translateY(0)scale(1)}.mobile-menu-links{flex-direction:column;gap:6px;margin-bottom:20px;display:flex}.mobile-menu-link{color:var(--text-color);background:0 0;border-radius:14px;align-items:center;gap:14px;padding:13px 16px;font-size:1rem;font-weight:600;text-decoration:none;transition:all .2s;display:flex}.mobile-menu-link svg{color:var(--forest-dark);flex-shrink:0}.mobile-menu-link:hover,.mobile-menu-link.active{color:var(--forest-dark);background:#1a6b3c14}.mobile-menu-actions{border-top:1px solid var(--surface-grey);flex-direction:column;gap:10px;margin-bottom:18px;padding-top:18px;display:flex}.mobile-menu-actions .button{width:100%;padding:13px 20px;font-size:.95rem;font-weight:600}.mobile-menu-actions .button-secondary{background:var(--lime-soft);color:var(--ink-black)!important}.mobile-menu-footer{background:var(--surface-grey);color:var(--text-secondary);border-radius:14px;flex-direction:column;gap:6px;padding:12px 16px;font-size:.8rem;display:flex}.mobile-menu-support{align-items:center;gap:8px;font-weight:500;display:flex}.mobile-menu-support a{color:var(--forest-dark);font-weight:700}.mobile-menu-arn{color:#6b7280;align-items:center;gap:8px;font-size:.75rem;display:flex}.hero-dense-grid{grid-template-columns:1fr;gap:32px}.trust-strip{flex-direction:column;gap:16px;padding:24px}.bento-grid{grid-template-columns:1fr}.quick-actions-grid{grid-template-columns:repeat(2,1fr)}.quick-actions-grid>:nth-child(5):last-child{grid-column:span 2}.utility-strip{display:none}.nav-container{top:12px}h1{margin-bottom:16px;line-height:1.15;font-size:clamp(2rem,7vw,2.75rem)!important}.hero-title{margin-bottom:16px;line-height:1.12;font-size:clamp(2.4rem,8.5vw,3.1rem)!important}.hero-subtitle{margin-bottom:24px;font-size:1rem;line-height:1.5}.hero-buttons{width:100%}.hero-buttons a.button{width:100%;padding:14px 28px!important;font-size:1.1rem!important}.bento-card{border-radius:16px;padding:24px}.bento-card h3{margin-bottom:8px;font-size:1.35rem}.bento-card p{font-size:.95rem;line-height:1.5}.bento-icon{margin-bottom:16px;padding:12px}.bento-icon svg{width:24px;height:24px}.cta-section{padding:48px 16px}.cta-box{border-radius:20px;padding:48px 24px}.cta-box h2{font-size:1.75rem}.cta-box p{margin-bottom:24px;font-size:1rem}.cta-box .button{width:100%;padding:12px 24px;font-size:1rem}.footer{padding:48px 16px 32px}.footer-brand p{max-width:100%}.footer-bottom{text-align:center;flex-direction:column;gap:16px;padding-top:24px}.page-container{padding:100px 16px 40px}.page-container.calc-page-wrapper{padding:86px 16px 40px}.page-container h1{font-size:2.25rem}.page-date{margin-bottom:32px}.legal-content h2{margin-top:32px;margin-bottom:12px;font-size:1.35rem}.legal-content p,.legal-content ul{margin-bottom:16px;font-size:.95rem;line-height:1.6}.legal-content ul{margin-left:18px}.calc-action-buttons{flex-direction:column;gap:12px;width:100%}.calc-action-buttons .button{width:100%}}.calculator-container{width:100%;max-width:1000px;margin:0 auto 48px;padding:0}.calculator-card{-webkit-backdrop-filter:blur(20px);border-radius:var(--border-radius);background:#ffffffd9;border:1px solid #0000000d;padding:24px 32px;box-shadow:0 20px 40px -15px #0000000d,inset 0 1px 1px #fff9}.calc-header{text-align:left;margin-bottom:20px}.calc-title-box{align-items:center;gap:12px;margin-bottom:6px;display:flex}.calc-title-box h2{letter-spacing:-.02em;font-size:1.5rem;font-weight:700}.calc-icon{color:var(--accent)}.calc-description{color:var(--text-secondary);font-size:.95rem}.calc-tabs{background:#0000000a;border-radius:9999px;max-width:320px;margin-bottom:16px;padding:4px;display:flex}.calc-tab{font-family:var(--font-family);letter-spacing:-.01em;color:var(--text-secondary);cursor:pointer;background:0 0;border:none;border-radius:9999px;flex:1;padding:7px 14px;font-size:.88rem;font-weight:600;transition:all .2s}.calc-tab:hover{color:var(--text-color)}.calc-tab.active{color:var(--forest-dark);background:#fff;font-weight:700;box-shadow:0 4px 14px #00000014}.calc-form{grid-template-columns:1fr 1fr;align-items:flex-start;gap:14px 24px;display:grid}.input-group{flex-direction:column;gap:5px;display:flex}.calc-form .input-group:first-child{grid-column:span 2}.input-group label{font-family:var(--font-family);color:#1f2937;letter-spacing:-.01em;align-items:center;gap:6px;font-size:.84rem;font-weight:600;display:flex}.input-group label svg{color:var(--forest-dark)}.input-group input[type=text]{font-family:var(--font-family);border:1px solid var(--card-border);color:var(--text-color);background:#fff;border-radius:10px;outline:none;width:100%;padding:8px 14px;font-size:.9rem;font-weight:500;transition:all .2s}.input-group input[type=text]:focus{border-color:var(--accent);box-shadow:0 0 0 3px #1a6b3c1a}.input-group input.input-error{border-color:#ef4444}.error-text{font-family:var(--font-family);color:#ef4444;margin-top:-4px;font-size:.8rem}.label-row{justify-content:space-between;align-items:center;width:100%;display:flex}.input-with-label{border:1px solid var(--card-border);font-family:var(--font-family);letter-spacing:-.01em;background:#fff;border-radius:8px;align-items:center;padding:4px 10px;font-size:.95rem;font-weight:700;display:flex}.input-with-label input[type=number]{font-family:var(--font-family);color:var(--text-color);text-align:right;-moz-appearance:textfield;background:0 0;border:none;outline:none;width:90px;padding-right:4px;font-size:.95rem;font-weight:700}.input-with-label input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.input-with-label input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.currency-symbol,.unit-symbol{color:var(--forest-dark);font-size:.9rem;font-weight:700}.input-with-subtext-column{flex-direction:column;align-items:flex-end;gap:3px;display:flex}.amount-below-words{font-family:var(--font-family);color:#166534;letter-spacing:-.01em;text-align:right;background:#f0fdf4;border:1px solid #bbf7d0;border-radius:5px;padding:2px 6px;font-size:.74rem;font-weight:600;line-height:1.2;box-shadow:0 1px 2px 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14px;font-size:1.15rem}.formula-variables-grid{grid-template-columns:1fr;gap:10px}.var-item{padding:10px 12px}.example-metrics{grid-template-columns:1fr;gap:8px}.seo-benefits-grid{grid-template-columns:1fr;gap:12px}.benefit-card{padding:18px 16px}.seo-steps-grid{grid-template-columns:1fr;gap:12px}.seo-step-card{padding:18px 16px}.faq-question-btn{padding:14px 16px;font-size:.95rem}.faq-answer-panel{padding:0 16px 16px;font-size:.88rem}.seo-trust-banner{text-align:center;flex-direction:column;gap:18px;padding:24px 18px}.trust-action-box{width:100%}.trust-action-box .button{justify-content:center;width:100%}}